Can I get coverage right away and how?+-

Call Collector Car Insurance at 800-787-7637 for immediate assistance or complete a quote request online. We will provide a quote and send an application with instructions by mail, email or fax. Collector Car will upload the fully completed application and supply you with a temporary ID card.

How do I send photos?+-

Clear recent color photos can be emailed or mailed.

Are there payment options?+-

Yes, contact us for details at 800-787-7637.

Can I increase my value?+-

Yes, providing recent photos and written proof of restoration efforts (such as appraisals, receipts, etc.) may increase your value.

Are there driving limitations?+-

You may drive to shows, in parades and club events. Pleasure driving is allowed. We encourage you to enjoy your vehicles. However, leaving your car unattended for an extended period of time may expose your vehicle to theft or vandalism.

Why do I want agreed value in the event of a total loss?+-

Agreed Value guarantees that in the event of a total loss, the company will pay the full amount of coverage listed on your policy for your vehicle. Depreciation and subjective valuation on your vehicles is eliminated. The concept is simple – if your vehicle is insured for $15,000, and it is totaled by a covered peril, you receive $15,000 minus any deductible, if applicable. Many insurers sell what is called “Stated Value” policies, which is inferior protection. This coverage states you will receive “up to” the value listed for the vehicle in a total loss but does not guarantee the full amount will be paid.

Is my trailer covered?+-

A trailered collector car is covered by the collector car policy. The trailer carrying the collector car is covered by the vehicle pulling the trailer. A custom modified trailer pulled by an insured collector car is covered by the collector car policy.

Where do I call for towing?+-

Infinity policy holders contact: 800-367-3836 American Modern policy holders contact 800-869-2644 Hagerty policy holders contact 888-310-8020

How do I file an accident claim?+-

Infinity policy holders call: 800-348-4269 American Modern policy holders call: 800-543-2644 Hagerty policy holders call: 800-922-4050

Why are collector car policies less expensive than my daily auto insurance?+-

We insure collector cars that are not used as daily autos. A collector car that is used for shows, collections, and/or hobbies, have less risk that will provide a lower premium. Our customers are meticulous about their vehicles and take extreme caution when driving and storing their “babies”. Some measures often taken are: not leaving the vehicle unattended for long periods; keeping a fire extinguisher aboard; and being careful on who has access to the vehicle. Our customers also have good driving records, conservative driving habits, and have other vehicles for daily transportation.